Factoring

Invoice financing with NoviCap offers you the maximum agility and flexibility so you don’t need to worry about your cash flow anymore.

Request a demoGet your Quote
  • Factoring lines up to

    €50,000,000

  • Monthly interest from

    0.2%

  • Get paid in

    48 hours

Factoring lines tailored to your company’ needs

100% online

NoviCap removes the hassle of paperwork. Register online and get paid in 48 hours.

Maximum flexibility

Aligned with your needs. Finance invoices and obtain liquidity whenever you want, without hidden fees.

Advanced technology

Our platform utilizes the latest technology in data analysis and machine learning. By looking at more than 100 data points it estimates the credit risk individually for each debtor.

Innovative risk assessment

We assess risk individually per debtor by combining data about their solvency and payment history allowing for high risk exposure on single debtors.

Diversify your financing sources

By not only relying on banks, you diversify your financing sources and become less dependent on a single source.

Personalised service

Our financial advisors will study your company individually. You will receive a proposal of financing tailored to your needs.

How does factoring with NoviCap work?

  1. Register online Enter your data and discover the financing costs within 30 seconds.
  2. Get a limit Get a financing limit which suits your needs.
  3. Upload your invoices Upload the invoices of the clients you wish to finance.
  4. Receive financing Get paid within 48 hours.

Our clients are working with some of the best companies in the world

Amazon
Coca Cola
El Corte Inglés
IBM
Telefónica
Aena
HP
Grifols

What do I need to start?

Minimum requirements

To be able to access invoice financing from NoviCap your company needs to comply with the following requirements:

  • Goods or services have been delivered
  • The debtor is creditworthy with at least €3M annual revenue
  • You are a registered company
Documentation

The registration process is easy and straightforward:

  • You can upload all documents online
  • Revision and approval is automatic
  • We don’t require any documents which are hard to obtain

Request a Demo

After you request a demo with one of our financial advisors we will contact you to show you how the platform works, how to manage your factoring lines and how to upload new invoices.

NoviCap informs you that your personal data will be used to attend your request and send you electronic communications about our services. Said data will not be disclosed with third parties and you can exercise your data protection rights according to the following Privacy Policy.

Talk to a financial advisor

NoviCap informs you that your personal data will be used to attend your request and send you electronic communications about our services. Said data will not be disclosed with third parties and you can exercise your data protection rights according to the following Privacy Policy

Call us when in our working hours:

Monday to Friday

8:00 to 19:00

Give us your phone number and we will call you in less than 10 minutes.

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