Advanced Working Capital solutions to drive your business forward

Our Working Capital solutions enable businesses to thrive through financial technology

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NoviCap in numbers


Volume financed


Invoices financed


Countries where we have financed invoices


Of our clients renew their line

Working Capital solutions to drive your business forward


Factoring lines for small and medium companies

  • Lines from €50,000 up to €50 million
  • Get paid in 48 hours
  • No hidden fees or conditions
  • Finance public administration debtors without recourse
  • High exposure on single debtors
More information

Supply Chain Finance

Advanced payment management for your suppliers through our platform

  • Lines up to €50 million
  • Limit your bank dependency
  • Manage all your payments in our platform
  • Improve your relationship with suppliers
  • Allow them to finance their invoices
More information

Working Capital solutions that match the needs of your company

100% Online

NoviCap removes the hassle of paperwork. Register online and get paid within 48 hours.


Tailored to your needs. Access finance and get the liquidity when you need it, without hidden fees or conditions.

The most innovative technology

Our platform benefits from the latest technology in data analysis and machine learning. By asessing more than 100 data points we are able to estimate the credit risk individually for each debtor.

Diversify your financing sources

Access finance outside the banking system. With NoviCap you can diversify your financing sources and reduce your exposure to a single financing source.

Awards and recognitions

Hear what other businesses have to say about working with NoviCap

Madrid Barcelona Amsterdam London

We are expanding all over Europe

Spain, the Netherlands and the United Kingdom

Our mission is to become the leading non-bank invoice finance platform for small, medium and large companies in Europe.

We are here to help you

A team of financial advisors at your disposal

We have a whole team of financial advisors ready to help you choose the best finance solution for your company, no strings attached.

Let's Talk
Carlos and MarinaFinancial Advisors at NoviCap

‘ Invoice Trading Marketplace NoviCap Raises $1.7M ’

‘ Fintech NoviCap emerges from Barclays Techstars Accelerator ’

‘ The Future of FinTech: A Paradigm Shift in Small Business Finance ’

Talk to a financial advisor

NoviCap informs you that your personal data will be used to attend your request and send you electronic communications about our services. Said data will not be disclosed with third parties and you can exercise your data protection rights according to the following Privacy Policy

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Monday to Friday

8:00 to 19:00

Give us your phone number and we will call you in less than 10 minutes.

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