NoviCap | Unlock cash in invoices and improve your cash flow

Unlock cash stuck in outstanding invoices and improve your cash flow

Don't wait for your invoices to be paid. Get instant liquidity to improve your cash flow.

Get your free quote

NoviCap in numbers

+€300M

Volume financed

+50,000

Invoices financed

35

Countries where we have financed invoices

92%

Of our clients renew their line

Finance solutions to improve your working capital

Factoring

Factoring lines for small and medium companies

Lines from €50,000 up to €50 million
Get paid in 48 hours
No hidden fees or conditions
Finance public administration debtors without recourse
High exposure on single debtors

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Supply Chain Finance

Advanced payment management for your suppliers through our platform

Lines up to €50 million
Limit your bank dependency
Manage all your payments in our platform
Improve your relationship with suppliers
Allow them to finance their invoices

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Finance solutions that match the needs of your company

100% Online

NoviCap removes the hassle of paperwork. Register online and get paid within 48 hours.

Flexibility

Tailored to your needs. Access finance and get the liquidity when you need it, without hidden fees or conditions.

The most innovative technology

Our platform benefits from the latest technology in data analysis and machine learning. By asessing more than 100 data points we are able to estimate the credit risk individually for each debtor.

Diversify your financing sources

Access finance outside the banking system. With NoviCap you can diversify your financing sources and reduce your exposure to a single financing source.

Awards and recognitions

Hear what other businesses have to say about working with NoviCap

Case Study: La Sirena

Case Study: The Green Energy Company

Case Study: Nomen Foods

We are expanding all over Europe

Spain, the Netherlands and the United Kingdom

Our mission is to become the leading non-bank invoice finance platform for small, medium and large companies in Europe.

We are here to help you

A team of financial advisors at your disposal

We have a whole team of financial advisors ready to help you choose the best finance solution for your company, no strings attached.

Let's Talk

Carlos and MarinaFinancial Advisors at NoviCap

‘ Invoice Trading Marketplace NoviCap Raises $1.7M ’

‘ Fintech NoviCap emerges from Barclays Techstars Accelerator ’

‘ The Future of FinTech: A Paradigm Shift in Small Business Finance ’