Reverse Factoring

Offer financing to your suppliers, improving their liquidity and positively impacting your supply chain.

Request a demo Contact Sales

Reverse Factoring facilities up to
€10,000,000
Monthly interest margin starting at
0.15%
Get a dedicated study in
48 hours

All you were looking for in Reverse Factoring

Cutting edge technology applied to our Reverse Factoring platform

Thanks to our technology we are able to offer you a Reverse Factoring facility tailored to your company’s needs.

Core features:

Digital registration of invoices through our platform.
Comprehensive management of the collection of financed invoices
You will be able to see the financing status in real time.
Information on the authorised available limit in real time
You will be able to see the cash flow of your line in real time.
Automatic notifications of advances made
Notifications on pending required documentation
Manage which users have access to your account
Detailed financial information on your registered debtors

A dedicated team of advisors to give you the best support

Our customer success team will help you navigate your day to day needs and solve any problem you might have.

Support features:

Personal account manager for every customer
24/7 customer support
Available phone support
Web chat always available

A Reverse Factoring facility tailored to your company’s needs

With collateral

Thanks to the contribution of collateral (UTEs or commercial contracts), you can access our Confirming with a higher limit or better conditions.

Risk allocation

We authorise your financing based on your company’s financial statements, always with an eye to your future growth forecasts.

Supplier service

We have a dedicated team to assist your suppliers to facilitate access to Reverse Factoring and resolve any doubts and problems they may have.

Non-recourse operation for suppliers

Our Reverse Factoring allows you to operate “Without recourse” covering the debtor’s risk and clearing your balance sheet.

Automated onboarding

Fully automated online supplier onboarding process. The supplier will have access to the Novicap platform and access your Reverse Factoring program.

Flexible payment terms

At Novicap we believe that only you should decide when to pay your suppliers, so we do not impose limitations of any kind. You decide.

How to access Reverse Factoring with Novicap?

Talk to an expert We will review your needs to check how Novicap’s Reverse Factoring can help your business grow
Personalised financial study We will perform a risk and viability study for how Reverse Factoring can help your company
Accept our proposal We will create a tailored proposal with all the costs and details for you
Start funding your suppliers Novicap will take care of everything so you can start funding to your suppliers

Some companies that have improved their cash flow thanks to Novicap

Case Study: Energy Sector

Case study: Food Sector

Case study: Digital Sector

What do I need to start?

Minimum requirements

Your company should have an annual revenue of more than €75M. If your company does not comply with this requirement but comes close, then please still contact us to explore your options.